Since its the beginning of the year, many people are looking for opportunities on where to invest their hard earned money for it to grow or maybe some are thinking or planning to prepare for their retirement, dream business and any other major purchases.
So I'm gonna give you some tips on where you can invest your money this 2021, But before I gave some ideas, I have to remind you of the following, before investing your hard earned money.
First, you have to set your financial goals. do not just invest if, you don't know the purpose on why you are doing it.
Second, make some time to study every investments that are available out there. you have to understand how it works and how will you earn from it.
Third, you should know your risk tolerance, every investment comes with a risk, so you have to know if the investment that you like really suits you and your future financial goals.
And last but not the least, You have to stay committed to your investment goals. after all the reason why you are investing is you have a dream or goal that you want to achieve.
so here are some tips on where can you invest this 2021.
1. REIT or Real Estate Investment Trust
-have you ever dreamed of becoming a part owner of the large companies such as shopping malls, airlines, hospitals, hotels, residential condos and other income generating properties? who wouldn't? because income in properties can come in two ways it could be in the form of rental income and steady increase of value of land. long time ago only people with huge capital can invest in real estate properties. but this year 2021 you can now invest in real estate properties by buying shares on this REIT, and the first company here in the Philippines that offer this is Ayala Real Estate Investment Trust or AREIT this was offered in Philippine stock exchange last August 13, 2020 for P27 per share. and of course this is not the only company who will offer this kind of investment. It will be followed by Double Dragon Properties and other huge real estate companies here in the Philippines. This is being traded in the Philippine stock exchange, so you can buy this shares in PSE if you want to invest in REIT.
2. STOCK MARKET INVESTING
If you are wishing to be a part owner or a shareholder of companies you see below, you can do direct stock investing. you may earn in the stock market in the form of dividend and capital appreciation if you invested for a long period of time.
If you don't have time to study the stock market, you can also be part of these gigantic companies by investing in mutual funds. Mutual funds are pooled funds from many investors and being run by a fund manager and invest in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund are known as its portfolio. you can earn in mutual fund thru capital appreciation and dividends.
Now if you are wondering how will you be able to invest in the stock market, mutual funds and real estate, you need to open an account on the accredited brokers here in the Philippines. I will put the link down below so you can check them out for your self.
BDO Securities Home | BDO Unibank, Inc.
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